You no longer have to enter card numbers over and over again, search for passwords or fill out lengthy forms to make a purchase.
Electronic commerce (eCommerce) has been one of the fastest growing digital payment channels in recent times, and it has exploded even more during the Covid-19 pandemic.
However, abandonment rates continue to be high (up to 80%) as consumers find themselves at checkout with:
In cases where conversions are successful, approval rates are low (up to 10 points lower than card present), and fraud levels are higher.
Click to Pay delivers a new experience of the online purchase process, easy, intelligent and secure,
It is based on services offered by VISA (and compatible with other brands), uses the latest specifications of the electronic commerce industry: EMV Secure Remote Commerce.
You no longer have to enter card numbers, look for passwords or fill out extensive forms to make a purchase, after the first registration, the card data is associated with the device and will not be requested for future purchases
Steps to complete a purchase.
If the service does not recognize the relationship between the device and the client, a second authentication factor is requested, for which an OTP (One Time Password) is sent to the client, who must enter the data requested
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